OT using credit card to buy in UK/USA
Submitted: Monday, Jan 28, 2008 at 22:36
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howie
nervous about doing this, but when a product (clothing) is $575 in OZ, $366 in UK & $335 in USA (all plus postage) its tempting.
all prices above are already converted to AUD.
is it safe to give out your credit card details to overseas companies?
ie if your credit card was hit with unexpected purchases, are you liable?
Reply By: hazo - Tuesday, Jan 29, 2008 at 13:35
Tuesday, Jan 29, 2008 at 13:35
Howie
I have purchased several items for my Harley from the USA, and have received excellent service. and usually half oz prices!
One item from California took 5 days to arrive in
Perth WA! and the postage cost was $19 US. with constant UPS tracking via the net!
So long as the price does not exceed $1000 then import duties are not payable.
I have always used my M/Card and its basically a case of common sense, are the companys known? ring them first and only give card no. by secure transaction page or phone.
I would not use it on EBAy though! only paypal!
Brian
AnswerID:
284306
Reply By: Kiwi & "Mahindra" - Tuesday, Jan 29, 2008 at 14:26
Tuesday, Jan 29, 2008 at 14:26
have only read one of the replys and that was bucky's....would have to agree with him and obviously derek and anyone else who said Paypal..........its safe as it comes and you can even link it up so that the money can be transfered into the 'paypal account" from your bank account....then cc not used at all......
dont give the details to the compaanies....I had a cc a few yrs ago get spent on all sorts of stuff oversees and i hadnt given the details to anyone...so now i dont hve one at all...but nath does....be rrrrreeeeeeeeaaaaaaalllllllllllllllllllllllllllyyyyyyyyyyyyyyy careful!!!!
Laura
what ever it is , it sounds like its worth it! i love the interent for these sort of things!!
AnswerID:
284313
Follow Up By: Member - John (Vic) - Tuesday, Jan 29, 2008 at 15:59
Tuesday, Jan 29, 2008 at 15:59
Unauthorised credit card transactions are not your problem.
They are the problem of the card issuer / bank.
Just dispute the transaction and they will sort the matter out.
Read the terms of your credit card.
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Follow Up By: Kiwi & "Mahindra" - Wednesday, Jan 30, 2008 at 13:24
Wednesday, Jan 30, 2008 at 13:24
i agree but we do need to take responsibility for some of our actions.....my prob was sorted out anyway....
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549278
Reply By: DIO - Tuesday, Jan 29, 2008 at 17:44
Tuesday, Jan 29, 2008 at 17:44
Don't send and e-mail containing your credit card details.
Check if the site you intend to purchase from has a padlock either at bottom or top on the payment/transaction screen - it indicates a secure site protected from 'spying' and should be safe to undertake a credit card transaction on.
As others stated, if someone should misuse your card, report it to your bank, they will take the matter up and if satisfied of misappropriation they will cover/re-cover any outstanding amounts.
Remember, freight particularly from USA can be VERY costly. You need to calculate that before committing to a purchase. Good luck with it.
p.s. Pay Pal is not all that some believe it to be. I got stung on an e-bay transaction and because the offending party didn't have any credit in their account, I missed out on any refund. They claim that if he sets up in business again on e-bay and opens a Pay Pal account they will (might) get some compensation for me. Be warned.
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